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Take the worry out of taxes with 
Refund Assurance.

Three years' peace of 
mind for less than $30

For only $29.95, Refund Assurance unlocks peace of mind. With 
this additional service, we will reimburse up to $5,000 worth of 
additional taxes owed due to any tax preparation errors on our part.

Start filing with your own personal tax pro.

Thank you for choosing to do your taxes with World Finance (“World”). Below, you are invited to enroll in our Refund Assurance Plan (the  Plan") for $29.95. Details of the Refund Assurance Plan: 1. The Plan provides you with the following benefits with respect to the individual  federal and state or local returns prepared and paid for on the date of this agreement. 2. The Plan applies only to filed and accepted original  individual U.S. resident tax returns prepared by World for the year of the return and for which the balance due to World has been paid. 3. If  your return is audited, World will provide you with a qualified person (but not an attorney) to represent you before the tax authority should  such tax authority question the accuracy of your return. 4. If your tax liability increases as a result of an error in tax preparation and the error  is discovered by you, your representative or a tax authority, during the period of three years from the filing deadlines for such returns, not  including extensions, World will pay you for such taxes up to a cumulative total of $5,000 for all such returns, subject to the terms and  conditions outlined below. 5. Any World errors resulting from World s misinterpretation of your tax situation will only be reimbursed if all other  terms and conditions have been met by you, including that you have provided complete and accurate information. In that event, World may, at  its sole discretion and expense, challenge the determination that additional taxes are owed, and World will reimburse you upon the conclusion  of an unsuccessful challenge. 6. A three-year limitation applies to your federal and state returns, including returns for those states in which  the open period to review returns is greater than three years. In some cases, the correction of a specific error will involve changes on  multiple returns, including state or local tax returns, which may result in an overpayment on one return and a balance due on another. In such  cases, the overpayment and balance due may be netted in determining the amount World will pay for additional taxes owed as a result of  correction of the error. 7. World assumes no responsibility for payment of additional taxes to a tax authority. You are responsible for providing  payment of additional taxes to the tax authority. 8. A Special Note about the Affordable Care Act (ACA) and the Protecting Americans from  Tax Hikes (PATH) Act of 2015: As with all penalty calculations or tax calculations and credits, it is critical that you provide World with accurate  and current information. (a) For ACA related tax issues, this includes documentation (1095 A, B or C), other required information in  connection with your household insurance coverage status, penalty exemptions you may have claimed (and whether they were denied by the  IRS or an Insurance Marketplace), and information related to whether you received Advanced Premium Tax Credits. (b) For credits subject to  return preparer due diligence requirements (Earned Income Tax Credit (EITC), Child Tax Credit (CTC), and American Opportunity Credit (AOC)),  this includes providing information about all sources of income reportable to the Internal Revenue Service (IRS) (e.g., W2 and 1099) as well as  providing accurate relationship and residency information of all of your dependents. 9. By signing below, you agree and represent to us that  you have reviewed all of the items on your return and verify that it is accurate and includes all sources of income, and that items or issues on  such returns have not been, or are not currently, under examination by tax authorities as of the date your employer pays for tax preparation.  10. Before any payment will be made under the Plan, you must: a) notify World or its representative of any government notice regarding such  tax returns prior to any call, conference or audit with any government agency and within 60 days from the date of the initial notice; b) promptly  provide World or its representative with copies of such notices and other documents relating to or substantiating all information in question;  c) provide World with reasonable notice of the initial audit and allow World or its representative to attend the audit with you or as your  representative with Power of Attorney; d) allow World or its representative at its sole discretion and expense, to challenge the determination  that additional taxes and penalties and interest are owed; and e) provide World with your receipt as proof of your purchase of the Plan. The  11. Plan does not apply to: a) amended returns (1040 X) unless the World error at issue is a result from the error in the original tax  preparation; 1040-NR; b) non-individual returns such as employment (including taxes assessed on Form 4137 for income other than allocated  tips), corporate, state and local small business, occupation tax, partnership, trust, estate, and gift tax returns; c) errors made on any returns or  other forms used to file for tax credits. Prebates or rebates such as property tax, homestead or renters credits (an “Ancillary Form”) unless the  error at issue occurred on a federal, state or local income tax return and that data was then used by World to prepare the Ancillary Form; d)  the calculation of estimated tax payment vouchers, additional taxes owed as a result of an erroneous refund of your estimated tax payments  by the IRS or a state or local taxing authority; e) any return for which, as of the date of such purchase, you have knowledge of additional taxes  owed; f) any return for which you have received on or before the date of such purchase any notification from any tax authority of examination  or audit; g) returns for which errors have been identified by World prior to an assessment of additional taxes by tax authorities and can be  corrected by World within 30 days from Worlds preparation of the return; h) any return relating to previous years; i) additional taxes, penalties  and interest that are assessed as the result of (i) incorrect, incomplete, false or misleading information that you have given to World in  connection with its preparation of a return; (ii) the government s inability to obtain from you sufficient records to support deductions, credits  and other items on your return; (iii) your failure to timely pay the taxes as shown to be due on your return; and (iv) additional taxes assessed  as the result of your desire to take a position on your return that challenges current IRS or judicial tax law guidelines or interpretation. In the  event you receive a refund of any assessment that World has paid you under the Plan, you must reimburse World for the amount of such  refund; j) assessments of additional taxes that occur after three years from the filing deadline for the return, not including extensions; and k)  additional taxes resulting from non-participation in an Individual Retirement Account where you claimed a deduction for such an account. 

 REFUND ASSURANCE PLAN TERMS AND CONDITIONS

Your own personal tax pro.

When you choose Refund Assurance, you&#8217;re choosing security. We offer our dedicated help in resolving any tax issues that might arise with the IRS for up to 3 years.
&nbsp;
Refund Assurance is our promise to you to help you in the event of an audit, to face the IRS for you.

We'll face the IRS for you.

<ul style="list-style: disc !important;">
<li>We&#8217;ll go over all IRS paperwork within 60 days of the official government notice.</li>
<li>We&#8217;ll investigate the issue on your behalf and keep you posted of the status.</li>
<li>We&#8217;ll resolve any issues with the IRS for up to 3 years from your original tax file date.</li>
</ul>

Here's how Refund Assurance helps

Refund Assurance

Hi Lou and ladies, I just wanted to thank you for your outstanding service. You have made me a believer in customer service, and that great things can happen when you appreciate one another; to your co-workers, to your boss, to your customers. I loved coming in to see you all and just truly want to say “y’all are the best.”

Coulette

I have been doing business with World Finance for about a year now. I just want to write and tell you and the CEO’s, Business Partners, etc. what great employees you have. Every time I go into World Finance I’m received with a warm welcome, pleasant service and great personalities. It is a pleasure working with Carlos and Wendy. They feel like part of my family. So many times people complain about bad service. It’s time we start telling about the good things, too. That’s the reason for this letter. Thank so much for a place I can count on when I’m in a financial crisis.

Sherice

First I must say the manager has always made me feel welcomed and has always helped me when I needed it. She always goes above and beyond to make sure I leave her office with a smile on my face. The reason I am writing is to tell you that ever since she has taken over that office it looks so much nicer and makes me feel at home. She had done so many things in that office and it shows she cares about her customers whether good or bad. I fell behind on my loan a few times and she has always worked with me. When my father passed away she made it possible for me to go to the funeral out of town and what really made the visit to the office that day was that she was so comforting and sympathetic about my fathers passing. I almost wanted to cry on her shoulders. And when she asked me if it would be ok to say a prayer for me and my family I almost lost all control of my emotions right then and there. I have never dealt with a person with so much generosity for others’ feelings. I do hope that she stays with your company for a very long time. And if she never knows how touched I was that day, that’s ok; she has one of those hearts that just shine and just seems like the kind of person who does for people, not for herself or to be recognized. Just a very genuine person. Thank you, a very impressed customer.

Anonymous

Just want to say thanks for everything. You and your ladies have been there when I need you and I thank you all. I love and respect everything you and the company do for me and my family.
Once again: thank you—thank you, and I will always remember you when I or my family is in need—I know who I can turn to. I thank you.

Featured

Barbara

I am writing to let you know how much I appreciate the outstanding customer service that Ms. Monica provided during my time of need. She was very attentive and helpful and very sincere in assisting me in my situation. I want Ms. Monica to know that her efforts did not go unnoticed, you have an excellent manager that makes customers feel respected and valued.

Sylvia

We just wanted to write and say that you guys have been really easy and nice to work with. And say thank you to your staff for dealing with us and working with us when money was tight at times. If we are ever down that way in the future we would do business with your company again.

Jeff & Kassy

We do our taxes with them, we do loans with them throughout the year and at Christmas, and we do cash advances with our taxes when we file. Never have had a problem. They always work with us if we are late on payments.

Ashley

Best thing I have ever done! They helped me boost my credit score every month. I love this place‼

Karma

World Finance is an awesome place. The people are very understanding loving and kind. I don&#8217;t know what I would have done without them, they are really awesome people. They helped me in my time of need.

Dawn

The ladies at this location are very professional and knowledgeable when it comes to credit building and taxes, they made my experience there very welcoming and the atmosphere was very calm, they really took care of me in my time of need and I’m forever grateful. If you are looking to rebuild your credit with a company that has great rates, go visit World Finance.

Hattie

I had a great experience here. I was approved for a loan with an interest rate and payment I can handle, even with a low credit score. I will definitely be an ongoing customer, and recommend it to anyone in need of a little financial help.

Teresa

World Finance has very nice staff and they are very educational , they went above and beyond to help assist me in rebuilding my credit! The manager was so friendly and showed she cared for her clients, thank you so much World Finance!

Amanda

I absolutely love their customer service, they help so much with building and fixing credit, always willing to help with whatever I need, and it&#8217;s always so easy to make my payments. Thank you World Finance for all your help.

Mercedes

Best finance company I have ever dealt with! Not only are they super friendly and helpful, they have helped me raise my credit score tremendously over the last couple years! Highly recommend World for your loan needs.

World Finance is honestly the best place for building credit. I remember when I tried applying at other places and I was declined so many times due to no credit experience. But World Finance gave me a chance. The staff is friendly and understanding. I really recommend this place!

Emma

I love these people. They have always been here for me whenever I need them, and they also help build your credit. So if you&#8217;re looking for some good people who are willing to do all they can to help, this is definitely the place to go. Awesome people.

Shae

The staff is always very friendly, nice, and helpful. They always try to help us the in best way possible. We never have to wait very long either. Most of the time they get things done the same day we call. If not it&#8217;s always ready the next day. Our credit score has come up tremendously. I definitely recommend them to anyone.

Shiena

This place gave me a second chance and I will be forever grateful. Also they have helped build my credit up a few points. The customer service is outstanding. Everyone makes you feel welcome.

Robert

World Finance helped me start my credit. Easy to apply and they have helpful and friendly staff.

Patricia

Great company fantastic staff! Easy to work with plus the staff is well educated and versatile in many financial services. I got a loan to help boost my credit and out of all the companies in town World Finance goes above and beyond for their customers!

Christopher

The best loan I&#8217;ve ever gotten. They brought my credit score from 0 to 699 in a few months. I was able to renew my loan with funds deposited directly on my debit card instantly! I&#8217;d recommend World Finance to anyone.

Zachary

They took a chance on me when no one else wanted to 3 years ago, and today I’m about to close on my dream home! Thanks World Finance! I was able to prove myself with bettering my credit and payment history and it started with you guys! I will recommend them and be back for future needs.

Gerardo

The employees at World Finance helped me build my credit score so I was able to get financed for a car! Their staff is very knowledgeable and can answer any questions you may have spot on! Amazing service and the most friendly people!

Haylee

I love doing business with this loan company, they helped me get my credit built without hesitation and have always been very accommodating. They are all professionals who strive to help anyone out! 5 stars from me and my family!

Karen

The staff has always been friendly and quick with everything from processing my approval, taking payments, getting my paperwork ready, and filing my taxes. World Finance took the time to tell me what I needed to do to build credit.

Mike

We had such a positive experience getting a loan here. We needed to consolidate all our debt into one easy payment and Ava made the entire process easy and pleasant. With an affordable option for repayment, always able to contact them and speak to someone with the answers when we need to (during business hours of course).

Brooke

Big shout out to Manager Holly. She just helped consolidate my loans, pay one off and save me at least $100 a month. Much Appreciated.

Stephen

These guys are super amazing! Always ready to help you get what you need. Seriously, if you are wanting to consolidate your debt or just take a needed vacay… go get you that loan. Easy to pay back! Love, love, love them.

Three years' peace of mind for less than $30

Take the worry out of taxes with Refund Assurance.

Your own personal tax pro.

We'll face the IRS for you.

Here's how Refund Assurance helps

Take the worry out of taxes with
Refund Assurance.